Are you eligible for one of the Centivo plans?
You’re eligible for the Low and High Deductible Care plans if you’re a benefits-eligible AT&T employee, dependent or retiree and live in New York Metro / Westchester, NY; Long Island, NY; Central / Northern New Jersey; Western Connecticut; Philadelphia, PA; Orlando, FL; or Dallas, TX service areas. See official plan documents for more information.
Choose Centivo for a different type of health plan
The Low Deductible Care Plan offers a high-quality network and focuses on the relationship between you and your doctor. This plan has a lower deductible and out-of-pocket maximum and features primary and behavioral health care covered at 100%, even before you meet your deductible.
The High Deductible Care Plan offers a high-quality network and focuses on the relationship between you and your doctor. This plan has a higher deductible and out-of-pocket maximum but can be paired with a health savings account (HSA) for pre-tax contributions.
FREE doctor visits
Always see your primary care doctor for free.Paycheck contribution
Lower than the Low Deductible Select plan.Pre-set specialist copay
Cost you know up front.High-quality providers
Curated network of quality healthcare providers.Paycheck contribution
Among the lowest of all medical plan options.Free doctor visits
After you reach your deductible.High-quality providers
Curated network of quality healthcare providers.HSA-qualified
Contribute pre-tax to a health savings account.Get FREE primary care from the comfort of your home
A convenient alternative to in-person primary care, you can see your Centivo Virtual Primary Care doctor from wherever you are.
High-quality healthcare without the high price tag
Low, predictable costs
A high medical bill doesn’t necessarily reflect high quality care. Centivo proves you can have excellent care without sticker shock. The plans are built around a network of high-quality, cost-efficient healthcare providers – and the savings are passed on to you.
A strong primary care connection
It’s well-proven that primary care doctors can help keep you healthier, reduce hospital and emergency room visits and lower the cost of care. So, Centivo puts this important relationship between you and your doctor at the core of your plan.
A guide at your side
From routine medical appointments to specialist visits, your primary care doctor guides your care so you always know you’re getting the appropriate care in the right place at the right time. That means you won’t overpay for unnecessary tests or procedures.
